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Bail-out has mixed signals for Cédulas

Friday, July 13, 2012

The proposed bail-out of Spanish banks should be good for Cédulas holders, as the draft memo between the EU and Spain specifies the loss absorbing buffer of a bank’s liability structure. However, the impaired assets that are set to be segregated are likely to shrink Cédulas overcollateralisation (OC) and exacerbate a trend that has accelerated recently due to the surge in retained issuance.

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Covered bonds €500m+


Lead manager Amount
€(bn)
No of Issues Share %
1 UniCredit 3.46 22 8.4
2 Credit Agricole CIB 3.39 20 8.2
3 Barclays 3.35 18 8.1
4 BNP Paribas 2.75 13 6.6

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